🎯 Goal-Based Savings Planner

Start from what you're saving for — a house down payment, a child's education, a wedding — and work backward to the monthly investment required, accounting for inflation between now and then.

Your goal

Goal name optional

Cost of this goal today ₹

Years until you need the money

Expected inflation % per year, for this goal

Expected return on investments %

Already saved toward this goal ₹, optional

What you need to do

Required monthly SIP

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Future cost of goal

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Covered by existing savings

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Remaining to fund via SIP

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Total you'll invest via SIP

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Why inflation matters: ₹20 lakh today will not buy the same thing in 12 years. This planner inflates your goal's cost to the future, then calculates the SIP needed to reach that larger, real-world number — not today's number.

Assumes a constant rate of return and inflation. Actual results will vary depending on market conditions and the specific goal (education and medical costs, for example, often inflate faster than general inflation).